Osman Rraci is an Associate at EBRD, Advice for Small Businesses, engaged in the implementation of local and international advisory projects with the local SME sector, as well as working with financial instruments to facilitate investments in the SME sector. Osman holds a Master’s Degree in Economics for Business Analysis, is a Certified Management Consultant (CMC), Certified Accountant (CA), Project Management Professional (PMP), and Quality Management Systems (QMS) Auditor.